APA Member Insurance Program
Your patients trust you with their health and wellbeing every day. In your hands they receive the care they need to live their lives to the fullest. Now it’s your turn to put your trust in our hands. For the 2018 membership year, the APA have partnered with BMS Risk Solutions Pty Ltd. to bring you an enhanced member insurance program.
BMS is a global Lloyd’s broker, and the largest majority employee-owned insurance business in the London market. BMS has teams in Australia and Canada specialising in providing insurance cover and value-added services to associations and their members.
BMS’s Australian and Canadian teams provide coverage and additional services to more than 400,000 healthcare and regulated professionals through 60+ associations, including over 12,000 members of the Canadian Physiotherapy Association.
The APA’s responsibility to members extends to periodically testing the market to ensure the services we provide represent the best value into the future. This due diligence resulted in BMS’s appointment, with their extended service offering.
Beyond a broader insurance policy, members who require additional insurance products, including for their businesses, will be able to purchase them within minutes through a sophisticated and secure online platform.
Increased evidence-based practice risk resources will also be created in conjunction with the APA Advocacy team. This data-driven material will help to reduce practice risk by affording members greater insight into emerging trends both in Australia and across other jurisdictions, particularly Canada.
APA members will also have exclusive access to an experienced insurance and claims service and specialist legal support, including pro bono services for each enquiry.
The APA Member Insurance Program offers a wide range of benefits to meet your professional needs and protect your hard-earned reputation, including:
- $20,000,000 limit of indemnity per claim for Professional Indemnity, Public and Products Liability
- A policy that is underwritten by Lloyds of London and is fully AHPRA-compliant
- Access to data driven risk management resources and tools
- 30 minutes of free legal counsel with Lander & Rogers per inquiry
- Access to competitive personal and business insurance products
No matter where you are in your career, or in what area of physiotherapy you are working, we have you covered with a tailored membership and insurance package.
Your hands are in good hands.
To assist in your enquiry, APA has provided a number of documents.
Just click on the links below to download your files.
APA members have access to a wide range of information about the APA Member Insurance Program on our insurance microsite. They also have the ability to purchase additional insurance products, including Clinic Package and Cyber Security & Privacy Liability.
APA Member Insurance Program
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